Merchant Accounts by ccNetPay

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High Risk Merchant Account

Low risk merchants are mainstream e-commerce retail businesses and are easy to place with any acquiring bank. Rates are lowest, from 1.50%. All categories which are not listed in below high risk list and prohibited list are considered as low risk.

High risk merchants sell products or provide services that tend to have an increased risk of fraud when accepting payments by credit cards by bringing in excessive chargebacks or carry extended fulfillment and delivery times. These are reviewed on a case by case basis and additional documentation may be required. We can place all EU high risk merchants on the same European bank as low-risk, this means all fees and terms are same with the exception of higher discount rate (from 1.95%), payout delay may be longer by 7 days and with high rick MCC (Merchant Category Code) such as Adult and Gaming, the bank will charge a high risk MCC registration fee of 950 EUR per year.

Prohibited merchants are unqualified industries in part due to credit card company prohibition, illegal or likely to be deemed illegal, fraud or high potential for excessive chargebacks, or where experience has demonstrated high losses or high chargebacks.
We specialize in the following EU high risk merchant accounts
Adult - Digital Content, Downloads, Subscriptions, Escort, Webcam, Adult Chat & Dating
Gaming - Gambling, Online Casino, Sportsbook/Betting, Bingo, Lottery & Clubs, Games of Skill
Herbal - Nutraceuticals, Diet Pills, Vitamins, Fitness & Food Supplements

Rates start from 1.95% + 0.25 EUR per transaction. Check detailed Fees & Terms.
Additional High Risk Categories Accepted in EU and offshore*
Airlines, Cruises Direct/Indirect Marketing
Electronics Software
Charities - Special requirements will apply Collection Agencies
E-Wallets Credit Repair Companies
Financial Services Forex, Binary Options
Penny Auctions Health Subscription Services
Insurance agents/brokers Internet Service Providers
IPSP/MSP Jewelry
Membership Clubs Multi Level Marketing (MLM)
Telemarketing Telephone Services, Prepaid Cards
Travel, Tour, Entertainment Any other MOTO and Call Centres

* Please note acquirers are constantly changing the acceptance rules, some of the abovementioned business types can only be placed through offshore acquirers, not all categories can be placed through direct accounts in Europe and some may not be placed at all. Please contact us for current options.

Get an Express Quote:
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Monthly Volume:
United States
Direct Merchant Account in EU or UK
+ Gateway, API, Virtual Terminal, Multi-Currency
* Typical rates with 100k EUR domestic volume per month
Verified By Visa / MC SecureCode
Verified By Visa / MC SecureCode
Latest Articles:
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> 17/05/2024 - How To Convince People To Buy In Your Webstore?
Contact Info:
UK Office HQ Office UK: +44 _(0)20 3195 3835
Fax: +44 (0)20 7566 3935
Direct: +386 40 230 275
Email: info @
Skype: ccnetpay [Chat Now]
152 City Road
London EC1V 2NX
United Kingdom
Teranet d.o.o.
Lendavska 45 A
9000 Murska Sobota
ccNetPay is a division of Teranet d.o.o., company registration #3708411000, EU VAT #SI24786039
Copyright 2008-2024 Teranet d.o.o. :: All Rights Reserved
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