Pharma merchants are considered as a special category with worldwide acquiring banks thus having many restrictions and additional terms to comply with. In the last years these can be placed only through offshore banks and with our broad relations with networks of acquiring banks in EU, including offshore jurisdictions for special pharma merchant cases, we can arrange a merchant account with your own MID/billing descriptor with no volume limitations.

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& be pre-approved in less than 48 hours!

Solution 1: Offshore Pharmacy Merchant Account

Our main and most popular pharma processing solution, for all kinds of online pharma as long as it's legal and has at least 6 months processing history.

Account activated in 1-2 weeks
Direct MID
No volume caps
New customers accepted
Rate: 8.50% - 12.00%
Transaction fee: 0.40 USD
Visa only + all Visa co-branded debit cards
E-Commerce only

Required Documents:

1. Short application form
2. KYC documetns (company, passport, utility bill, reference letter...)
3. 6 months processing statements

Solution 2: Direct EU Pharma Merchant Account

Only brick-and-mortar established pharmacy businesses with full EU licensing.

We can accept any of the following types of pharma businesses:

Special requirements and guidelines:

The following guidelines are intended to minimalize the risk related to pharmacy merchants. To consider a pharmacy merchant ccNetPay has the following conditions:

1. Merchant only sells non-controlled substances.

• Merchants should also avoid products which are intended for use under specialist supervision and avoid products which require special storage conditions.

2. Prescription is mandatory for prescription required drugs.

• Prescription required drug products (RX) are listed in the Orange Book of the FDA website (http://www.fda.gov/cder/orange/default.htm) However, please note that each country has different rules and regulation regarding prescription drugs.
• Pharmacy merchants must clearly advise their clients that purchasing regular prescription medication over the internet is only advisable after consulting a physician.

3. Pharmacy merchants must supply their customers with information regarding the drugs they sell.
4. ccNetPay only offers VISA aquiring for pharmacy merchants.
5. Pharmacy Merchants should only offer products which have been approved for use by the relevant authorities in both the supplier’s country and the customer’s country. This rule also applies for generics.

Required documentation:

1. Pharmacy licence of fullfilment centers
2. Contracts between the pharmacy merchant and the fulfillment center.
3. Doctors licence (if medical evaluation only done online)

• Websites offering online consultation services of physicians must be able to produce a copy of the doctor´s license to practice in the territory they are prescribing to. This is to ensure that a licensed doctor is prescribing drugs based on the online questionnaire

4. Contracts between the pharmacy and prescribing doctor (if medical evaluation only done online)

• This, along with the doctor‘s license is to ensure that a licensed doctor is working with the merchant when prescribing drugs based on an online questionaire.

5. List of name of generic drugs and their producers.
6. List of countries they ship to and how they comply with the law of those countries.

• Pharmacy merchant may not set up their terms and conditions in a way that responsibility for importing the substance into the cardholder‘s market is the cardholder‘s responsability. It is the merchants obligation to be compliant to the local laws when shipping the product to the cardholder‘s country.